TERMS OF USE

This website is operated by Red C Investments Pty Ltd ABN 60 628 942 825 trading as JM INVESTMENTS & ADVISORY (we, us, our), a Corporate Authorised Representative (No. 1295954) of BR Securities Pty Ltd AFSL # 456663. By using this website you agree to these terms. If you do not agree, please do not use the website.

General information only
The information on this website is general in nature. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on it you should consider whether it is appropriate for you, read any relevant Product Disclosure Statement or other disclosure document, and consider seeking professional advice. Nothing on this website is a personal recommendation or an offer to buy or sell any financial product.

Blog, market commentary and past performance
Articles and commentary reflect our opinions at the date they were published. They may change without notice and we are not obliged to update them. Past performance is not a reliable indicator of future performance. All investments carry risk, including the loss of capital.

Calculators
The calculators on this website provide illustrative estimates only, based on the information you enter and on assumptions that may not apply to you. The results are not financial, tax or legal advice, and are not a quote or a guarantee. You should not rely on them to make a decision.

Accuracy of information
We take care in preparing the information on this website and provide it in good faith. However, to the extent permitted by law, we do not warrant that it is accurate, complete or current, or that the website will be available without interruption or error.

Third parties and links
Links or references to third-party websites, articles, products or services are provided for convenience only. They are not an endorsement, and we are not responsible for third-party content. From time to time we may mention other firms that offer services we do not, such as dealing in international shares. Unless we tell you otherwise, we have no arrangement with those firms and receive no payment or benefit for mentioning them. Any services they provide are their responsibility, under their own terms and licence.

Liability
To the extent permitted by law, we exclude all liability for any loss or damage arising from your use of, or reliance on, this website. Nothing in these terms excludes, restricts or modifies any consumer guarantee, right or remedy you have under the Australian Consumer Law or any other law that cannot be excluded. Where our liability cannot be excluded but can be limited, it is limited to resupplying the relevant service or paying the cost of having it resupplied.

Our financial services
Any financial services we provide to you are governed by our Financial Services Guide and the client documents we give you, not by these terms.

Intellectual property
All content on this website is copyright © 2026 JM Investments & Advisory. You may view and print content for your own personal use. You may not otherwise reproduce or distribute it without our written permission.

Privacy
We handle personal information in accordance with our Privacy Policy, which is available on this website.

Australian residents only
This website is intended for people in Australia. It is not an offer or invitation in any place where it would be unlawful to make one.

Changes and governing law
We may update these terms from time to time, and your continued use of the website means you accept the updated terms. These terms are governed by the laws of Queensland, Australia, and you submit to the jurisdiction of the courts of Queensland. These terms were last updated in September 2026.

Contact us
If you have any questions, please contact us at info@jminvest.com.au or on 0466 574 394.